SEPA Credit Transfer

SEPA Credit Transfer was introduced in 2008 as a single Europe-wide framework for transfers in euros. It is very similar to the familiar EU standard credit transfer procedure introduced in 2003.

In combination with SEPA direct debit, SEPA credit transfer will be available via the Wirecard Payment Gateway. The SEPA Credit Transfer can be used for both domestic and cross-border payments in euros in the 33 participating countries. Online merchants generally rely on SEPA Credit Transfers in order to refund customer payments, in case of returned merchandise, for example. The Wirecard Enterprise Portal is available to merchants for that purpose. It can be used to initiate refund payments to end-customers. 


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