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Payment authorization

Confirmation of a payment using a PIN at the POS.

What is payment authorization?

Payment authorization is confirmation of a cashless payment by a customer. It is given during a payment transaction, for example when using a credit or debit card. It may involve the customer entering a PIN in a card terminal.

Merchants use payment authorization to obtain a promise of payment from the issuing bank. This involves checking the card make sure that it has not been blacklisted or has exceeded its credit limit, and the validity of the PIN is verified.

Payment Authorisation

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