Virtual accounts and account numbers simplify payment transactions.
What is a virtual credit card?
With virtual credit cards—also known as online credit cards—customers can make secure payments online, even if they don’t own a physical card. Virtual cards comprise only a card number, an expiration date, and a security code. Because they do not have physical characteristics such as a magstripe or an EMV chip, virtual cards cannot be used in physical stores (unlike prepaid cards). Virtual cards are ideal for people who often make online or MOTO payments.