Multi-Currency Travel Cards for worldwide payments


The challenge

One of the major pain points facing travelers is being confronted with many different currencies and, as a result, with high and non-transparent exchange rates or foreign currency fees. wanted to solve this problem by offering a card, allowing customers to load multiple currencies onto the card before traveling, avoiding currency conversion fees. In addition, for added convenience, the card had to be accessible via a mobile app. To help implement their vision, turned to Wirecard.

The solution

The Multi-Currency Travel Card is a Visa prepaid card which can be topped up with several currencies. It works as multiple wallets linked to the card, with each wallet being allocated to a different currency. The state-of-the-art Multi-Currency Travel Card works like “digital money”. Users can pay with it with a quick swipe, just as they would with their conventional credit or debit card, and can use it to withdraw cash from ATMs.

The solution, known as the Visa Card, allows travelers to pay in local currency at millions of acceptance points worldwide, avoiding currency conversion fees. The widely accepted card can also be topped up quickly, making it as convenient as possible for users to benefit from the lowest exchange rates while traveling. If a wallet in one currency does not have sufficient funds available, then the remaining amount will be debited from a wallet in another currency when the payment is processed.

Wirecard supports key functions including activating and topping up the card via the mobile app. The app allows users to manage their expenses via the multi-currency dashboard, view their transaction history, carry out wallet-to-wallet transfers, and even lock their cards if necessary.

The result

The Visa Card offers many benefits to both new and experienced travelers: Cardholders can use their cards to pay around the globe and to top it up with British Pounds, US Dollars, and Euros. In addition, they can use the cards to withdraw cash from Visa ATMs and to complete online purchases. The cooperation enables travelers to take advantage of more competitive exchange rates and to travel without cash. Unlike classic credit cards, there is no transaction fee associated with any transfer, exchange, or purchase, imposed by Dynamic Currency Conversion (DCC) merchants. The cards are also much safer than cash or old-school traveler’s checks because, when lost or stolen, they can be deactivated in no time.

Sergio Signoretti, Chief Financial Officer at, says, “We are delighted to offer this modern and convenient payment solution backed by our trusted partners Wirecard and Visa, which goes a great way to enriching the lives of travelers. We want the card to become the preferential payment method for our 10 million monthly website users in order to save money when traveling. We look forward to cooperating further with Wirecard in developing smart and innovative travel solutions.”

The Wirecard solution for is a good practical example of how a travel company can offer its customers a comprehensive and state-of-the-art travel payment method for multiple countries to increase its conversion rate.