CNP transaction (card not present transaction)

A payment transaction using a card that is not physically presented to the merchant.

What does CNP mean?

CNP stands for “card not present” and refers to a payment card transaction in which the cardholder doesn’t or can’t physically present the card to the merchant for visual examination. The card is not passed through a card reader. Instead, the customer enters their card details or otherwise shares them with the merchant. This is the case with online shopping and MOTO transactions, for example.

In order to prevent credit card fraud with CNP transactions, the credit card organizations have introduced various security procedures such as the AVS and the card verification number (CVC or CVV).

Card Not Present

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