Supplier and Commission Payments (SCP)

Quickly and securely pay suppliers worldwide with virtual credit cards.

SCP: payments in real time around the globe

In many fields of business―the travel industry and online retail are just two of many examples―numerous suppliers need to be paid quickly for the products and services they provide.

Time-consuming and cost-intensive payment methods like interbank transfers fall short. Fortunately, there’s an effective, highly convenient alternative. With Supplier and Commission Payments, you can automatically create virtual credit cards tailored to your specific requirements and use them to make B2B payments worldwide. Besides being fast and economical to use, they are extremely secure.

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One virtual credit card per transaction

The approach usually taken with SCPs is to generate a new virtual credit card for each transaction. This minimizes the associated risks, and all transactions are quick and easy to track using specially provided reconciliation files or the Wirecard Enterprise Portal (WEP). After integrating our SCP solution via the Wirecard API, you can create, load, unload and/or delete virtual credit cards―automatically and in real time. You also have access to a variety of reports and spend analyses, and download all your account and transaction data.

Your benefits


Virtual credit cards can be used anywhere that Mastercard or Visa is accepted. You can choose from more than 30 different currencies to minimize conversion costs.


SCP minimizes your payment processing costs. Particularly for cross-border payments, they deliver significant savings compared to conventional approaches such as international bank transfers.

Fully automatic

You can integrate the provided SCP API in your systems as required and completely automate payments. This saves you both time and money.


The intuitive SCP Wirecard Enterprise Portal eliminates all hassles and makes it super-easy to create and load new cards, execute transactions, or unload and delete them.

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