Online business loans

Invest in your growth.

Business loans for greater financial flexibility

Do you want to invest in new equipment and software or pay for due or overdue repairs? Ensure the necessary liquidity with immediately available investment loans from Wirecard Bank. Depending on your needs and sales revenue, you can easily apply for a loan online. You’ll get a decision within minutes. Once your loan has been approved, the money will be transferred to your bank account.

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The benefits of our online business loans

Simply apply online

Request a business loan with just a few clicks in your merchant dashboard.

Get the money immediately

We’ll transfer the amount of the loan to you as soon as your application has been approved.

Flexible repayment options

You decide what percentage of your sale revenue we should withhold for repayment of your loan. There are no other fees.

Wirecard online business loans—in a nutshell

It’s this easy to boost your liquidity.

  1. Confirm your business details
    Please check all the details in the prefilled loan application form. You don’t need to upload any documents.
  2. Submit the online application
    You loan application will be checked online in real time. As soon as it has been approved, you’ll receive the loan contract.
  3. Choose the amount of your loan
    We’ll calculate your maximum loan amount based on your sales figures. Choose the amount of your loan within this range.
  4. Select the repayment rate
    Choose your desired repayment rate as percentage of your sales. Pay only a one-time fee; no interest or early repayment penalties are charged.
  5. Receive your loan

    We’ll transfer the chosen amount to your bank account as soon as you have accepted the loan contract.

Who can apply for an online business loan?

We offer online business loans to existing customers who have been accepting payments via Wirecard for at least 12 months and have an annual transaction volume of at least €10,000.*

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*The application will be subject to additional criteria and a credit decision

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