Particularly in relation to payment, security is the foundation of success and trust. Whether it’s mobile, online or at points of sale, secure processes are the very basis of good customer relationships. With constantly rising purchase and fraud figures in online and mobile retail, demand for reliable standards and processes is increasing among merchants and customers in order to minimise risk for both sides.
All of our payment processes are based on established security standards. Online, mobile or at the POS, we work with the latest validation and encryption techniques, and our partners are also certified according to the highest security standards of card organisations and the specifications of the PCI DSS (Payment Card Industry Data Security Standard).
We offer maximum security as standard
In conjunction with credit card organisations, we ensure secure payment processes in e-commerce with the highest standards – checksum tests that validate credit cards and account details, CVC code checks and 3D Secure procedures such as Mastercard SecureCode and Verified by VISA. The latter ensure that the customer is really the owner of the credit card. Compliance with the PCI DSS (Payment Card Industry Data Security Standard), the global security standard for protection against theft of credit card details, is a key component of the card acceptance agreement with Wirecard Bank and a resulting obligation for all contract partners. Our integrated risk management systems also help you to identify and avoid manipulation attempts.
Wirecard Bank offers fully integrated payment services and banking from a single source, including innovative electronic payment systems for online and mobile trade, associated risk management and additional financial services such as card acceptance and card issuing. Wirecard Bank also provides business and currency accounts as well as various card models for your business needs.
Wirecard Bank is a member of the deposit protection fund of the Association of German banks and is regulated by the Federal Financial Supervisory Authority (BaFin) and the European Central Bank (ECB). This means that you can enjoy the benefits of a full-service German bank for national and international payment processing. In addition to your card obligations, the deposits in your business accounts are therefore also comprehensively safeguarded.
Securely encrypted credit card details
As a technology company, we simplify complex structures for our customers with unique industry solutions and ensure maximum security. Wirecard’s tokenization solution allows you to make your credit card payments as secure as possible, both at the point of sale and online. Rather than actual card numbers, tokens are exclusively used in this case. The sensitive original data is stored on an external server, where it is safe from unauthorised access. You can minimise the risk of card fraud, protect yourself and your customers, and comply with PCI DSS guidelines, thus saving costs for PCI audits.