1Home
2Company
3Products- 3.1Payment Solutions
- 3.1.1Payment Page
- 3.1.2Credit card processing
- 3.1.3Direct Debit
- 3.1.4Sepa Direct Debit
- 3.1.5Account Procedures
- 3.1.6Alternative Procedures
- 3.2Fraud Prevention
- 3.2.1Transaction Verification
- 3.2.2Customer Verification
- 3.2.3Decision Logic
- 3.3Banking Services
- 3.3.1Credit Card Acceptance
- 3.3.2Corporate Accounts
- 3.1Payment Solutions
4Solutions
5Partner
6Contact
CUSTOMER VERIFICATION
Wirecard risk management systems decrease the risk of default due to fraud and low credit scores in online retail for all established payment options.
Your key advantages are:
- Reduces default caused by low credit scores
- Prevents fraud
- Integrates easily without needing a separate interface
- Increases sales and profits
The anonymity of the Internet appeals to criminals. Identity theft and payment fraud have increased drastically in recent years. In an attempt to reduce their risks, quite a few merchants limit the payment options they provide to customers. However, fewer payment methods also mean lower sales.
Wirecard risk management systems provide effective protection against fraud and default when using the established payment options. This way sales potential can be fully exploited with minimum risk.
Wirecard risk management ensures the greatest possible security for all established payment options. Individually customized and merchant-specific checking methods determine in real-time whether payments are to be accepted or rejected, which payment methods will be offered to a customer and up to which amount a particular payment method is justifiable. Fully-automated and modular processes can be adjusted to the respective requirements of merchants quickly, effectively and individually.
FEATURES
- Dynamic payment method selection and credit line control
- Includes product and consumer-specific data
- Includes additional data (address, blacklists, duplicates)
- Factors in customer's order history
- Supports complex scorecards and adjusts these flexibly
- Supports international credit reports
- Can connect to numerous credit rating agencies (e.g. CEG Creditreform Consumer, Infoscore, Bürgel, Deltavista)
- Secure data transmission (SSL encrypted)
- Web-based management software for transaction management and reports
BEISPIEL
Beispielhafte Adressprüfung
Die Wirecard-Konsumentenprüfung beinhaltet die Prüfung und gegebenenfalls die Korrektur der von den Kunden im Internet angegebenen Adresse oder von mehreren Adressen, falls Rechnungs- und Lieferanschrift(en) voneinander abweichen. Dieser Service ist weltweit für alle Adressen verfügbar. Zusätzlich werden Informationen über die Bonität und die Zahlungsausfallwahrscheinlichkeit (Score) durch eine Anfrage an unabhängige Auskunfteien eingeholt.
Adressvalidierung:
- Existiert die Adresse?
- Ist die Adresse richtig geschrieben? Automatische Korrektur, falls erforderlich
Adressverifizierung:
- Wohnt die angegebene Person an der Adresse?
- Ist die Person an der angegebenen Adresse bekannt?
Bonitätsauskunft:
- Hat die Person bereits eine negative Zahlungshistorie?
- Wie hoch ist die Zahlungsausfallwahrscheinlichkeit der Person an der angegebenen Adresse (soziodemografischer Score)?
