International Bank Account Number. Standardized international account identifier (made up account
number, bank routing code and a prefix) for cross-border payments.
An Internet payment solution available to bank account holders in The Netherlands offering
direct online-banking access to participating banks. Similar to giropay, iDEAL comes with a
payment guarantee for merchants allowing them to ship their goods at no risk immediately on
receiving the payment confirmation.
A payment solution for the Internet based on the global MasterCard network. Users can pay
with Wirecard wherever MasterCard payments are accepted without actually owning a Master-
Card credit card.
A fraud prevention method for online credit card transactions. It locates the IP address of the
shopper’s geographical position or Internet access point and screens the Bank Identification
Number (BIN) to identify the issuing bank and the country where the card was issued. Using
both screening methods in combination merchants can set filter rules to determine from which
countries to accept or reject online purchase requests.
A financial institution which issues payment cards (credit, debit prepaid card) and accepts
transactions of its cardholders from associated banks and merchants. Wirecard Bank issues
prepaid cards for their B2B products SCP and Payout Cards and their B2C payment solutions
Wirecard and Prepaid Triple.